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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,0267450$239,845,000$321,940
2025ConventionalImprovement1,5851,1250$126,705,000$112,627
2025ConventionalOther1,3336900$50,920,000$73,797
2025ConventionalRefinance3532580$88,800,000$344,186
2025ConventionalCash-out refinance7205340$70,760,000$132,509
2025FHAPurchase1831280$36,520,000$285,313
2025FHARefinance1660$2,030,000$338,333
2025FHACash-out refinance96420$11,640,000$277,143
2025VAPurchase50400$14,650,000$366,250
2025VARefinance320$710,000$355,000
2025VACash-out refinance21160$4,810,000$300,625
2025USDAPurchase14100$2,740,000$274,000

Definitions and limitations