Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase6075580$193,480,000$346,738
2025ConventionalImprovement11110$3,155,000$286,818
2025ConventionalNot applicable1380$2,300,000$287,500
2025ConventionalRefinance1421270$45,525,000$358,465
2025ConventionalCash-out refinance11110$3,435,000$312,273
2025FHAPurchase26240$7,640,000$318,333
2025FHAImprovement110$185,000$185,000
2025FHARefinance870$2,305,000$329,286
2025VAPurchase23190$7,905,000$416,053
2025VAImprovement110$855,000$855,000
2025VANot applicable320$1,140,000$570,000
2025VARefinance550$1,725,000$345,000
2025VACash-out refinance110$505,000$505,000

Definitions and limitations