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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase3,4342,7430$881,535,000$321,376
2025ConventionalRefinance6614850$217,055,000$447,536
2025ConventionalCash-out refinance4562960$97,500,000$329,392
2025FHAPurchase1,2069560$330,590,000$345,805
2025FHARefinance86480$22,220,000$462,917
2025FHACash-out refinance83580$19,500,000$336,207
2025VAPurchase3552940$118,470,000$402,959
2025VARefinance47340$16,360,000$481,176
2025VACash-out refinance35260$14,440,000$555,385
2025USDAPurchase60370$7,625,000$206,081
2025USDARefinance110$185,000$185,000

Definitions and limitations