HMDA RESEARCH
Reported mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 59,724 | 45,412 | 1,401 | $13,844,880,000 | $304,873 |
| 2025 | Conventional | Improvement | 18 | 5 | 0 | $2,075,000 | $415,000 |
| 2025 | Conventional | Not applicable | 196 | 126 | 0 | $33,010,000 | $261,984 |
| 2025 | Conventional | Refinance | 9,445 | 5,405 | 142 | $2,158,185,000 | $399,294 |
| 2025 | Conventional | Cash-out refinance | 10,817 | 5,757 | 152 | $1,231,905,000 | $213,984 |
| 2025 | FHA | Purchase | 23,824 | 18,271 | 290 | $5,637,135,000 | $308,529 |
| 2025 | FHA | Improvement | 7 | 3 | 0 | $1,065,000 | $355,000 |
| 2025 | FHA | Not applicable | 144 | 50 | 0 | $13,830,000 | $276,600 |
| 2025 | FHA | Refinance | 2,475 | 911 | 7 | $328,135,000 | $360,192 |
| 2025 | FHA | Cash-out refinance | 3,546 | 1,684 | 15 | $444,690,000 | $264,068 |
| 2025 | VA | Purchase | 7,754 | 6,059 | 60 | $2,423,405,000 | $399,968 |
| 2025 | VA | Improvement | 1 | 0 | 0 | Not available | Not available |
| 2025 | VA | Not applicable | 94 | 67 | 0 | $25,045,000 | $373,806 |
| 2025 | VA | Refinance | 1,236 | 649 | 1 | $291,225,000 | $448,729 |
| 2025 | VA | Cash-out refinance | 804 | 463 | 7 | $175,735,000 | $379,557 |
| 2025 | USDA | Purchase | 1,595 | 1,241 | 35 | $255,515,000 | $205,894 |
| 2025 | USDA | Not applicable | 1 | 0 | 0 | Not available | Not available |
| 2025 | USDA | Refinance | 43 | 8 | 0 | $1,950,000 | $243,750 |
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