Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase5,0204,0194,226$1,785,965,000$444,380
2025ConventionalImprovement16150$4,295,000$286,333
2025ConventionalOther2651533$27,625,000$180,556
2025ConventionalRefinance54040984$239,015,000$584,389
2025ConventionalCash-out refinance43534616$97,010,000$280,376
2025FHAPurchase1,8891,4835,387$505,175,000$340,644
2025FHAImprovement210$185,000$185,000
2025FHAOther860$1,250,000$208,333
2025FHARefinance61313$13,045,000$420,806
2025FHACash-out refinance59412$13,215,000$322,317
2025VAPurchase1,1771,0241,704$417,820,000$408,027
2025VARefinance45256$12,955,000$518,200
2025VACash-out refinance31193$10,275,000$540,789
2025USDAPurchase8568365$19,250,000$283,088
2025USDARefinance220$450,000$225,000

Definitions and limitations