Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase41,48231,2810$10,544,785,000$337,099
2025ConventionalImprovement1,4247390$67,995,000$92,009
2025ConventionalOther2,1811,1290$114,675,000$101,572
2025ConventionalRefinance5,9593,7930$1,875,595,000$494,489
2025ConventionalCash-out refinance4,0312,2070$777,435,000$352,259
2025FHAPurchase13,77310,2860$3,160,730,000$307,285
2025FHAImprovement400Not availableNot available
2025FHAOther7200Not availableNot available
2025FHARefinance1,1964700$178,300,000$379,362
2025FHACash-out refinance1,6879000$297,660,000$330,733
2025VAPurchase6,3655,0400$2,058,330,000$408,399
2025VARefinance6053680$176,730,000$480,245
2025VACash-out refinance1,8581,2600$539,010,000$427,786
2025USDAPurchase4142930$62,395,000$212,952
2025USDARefinance740$790,000$197,500
2025USDACash-out refinance26110$2,265,000$205,909

Definitions and limitations