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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase3,7872,2681$1,279,760,000$564,268
2025ConventionalImprovement1,1988260$142,610,000$172,651
2025ConventionalOther6754230$72,055,000$170,343
2025ConventionalRefinance9616630$252,475,000$380,807
2025ConventionalCash-out refinance3161790$60,835,000$339,860
2025FHAPurchase4732610$85,755,000$328,563
2025FHAImprovement210$285,000$285,000
2025FHAOther520$390,000$195,000
2025FHARefinance2080$2,560,000$320,000
2025FHACash-out refinance36140$3,780,000$270,000
2025VAPurchase1591050$44,295,000$421,857
2025VAImprovement100Not availableNot available
2025VAOther110$125,000$125,000
2025VARefinance420$1,090,000$545,000
2025VACash-out refinance34220$9,680,000$440,000
2025USDAPurchase48140$3,690,000$263,571

Definitions and limitations