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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase8,0846,06218$2,100,340,000$346,476
2025ConventionalImprovement93520$15,820,000$304,231
2025ConventionalOther310$205,000$205,000
2025ConventionalRefinance7584640$180,190,000$388,341
2025ConventionalCash-out refinance1,0535180$178,250,000$344,112
2025FHAPurchase3,6352,59422$881,530,000$339,834
2025FHAImprovement123290$8,575,000$295,690
2025FHAOther1040$1,110,000$277,500
2025FHARefinance5592620$86,570,000$330,420
2025FHACash-out refinance2,1934580$145,270,000$317,183
2025VAPurchase1,8341,4358$567,465,000$395,446
2025VAImprovement1170$3,495,000$499,286
2025VARefinance2381280$53,070,000$414,609
2025VACash-out refinance203770$31,425,000$408,117
2025USDAPurchase116800$18,030,000$225,375
2025USDARefinance610$205,000$205,000

Definitions and limitations