HMDA RESEARCH
Reported mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 23,258 | 15,617 | 40,874 | $6,482,975,000 | $415,123 |
| 2025 | Conventional | Improvement | 59 | 38 | 75 | $11,070,000 | $291,316 |
| 2025 | Conventional | Other | 37 | 22 | 216 | $5,340,000 | $242,727 |
| 2025 | Conventional | Refinance | 24,255 | 5,936 | 6,178 | $2,699,370,000 | $454,746 |
| 2025 | Conventional | Cash-out refinance | 71,346 | 20,116 | 5,003 | $3,280,460,000 | $163,077 |
| 2025 | FHA | Purchase | 7,111 | 4,827 | 25,627 | $1,639,915,000 | $339,738 |
| 2025 | FHA | Improvement | 6 | 3 | 24 | $1,005,000 | $335,000 |
| 2025 | FHA | Other | 0 | 0 | 4 | Not available | Not available |
| 2025 | FHA | Refinance | 10,389 | 2,660 | 1,962 | $983,440,000 | $369,714 |
| 2025 | FHA | Cash-out refinance | 22,407 | 3,057 | 3,079 | $767,495,000 | $251,061 |
| 2025 | VA | Purchase | 7,118 | 5,480 | 18,217 | $2,481,440,000 | $452,818 |
| 2025 | VA | Improvement | 12 | 5 | 43 | $2,175,000 | $435,000 |
| 2025 | VA | Other | 2 | 1 | 2 | $465,000 | $465,000 |
| 2025 | VA | Refinance | 15,533 | 6,664 | 2,088 | $2,843,680,000 | $426,723 |
| 2025 | VA | Cash-out refinance | 5,320 | 1,583 | 4,250 | $665,175,000 | $420,199 |
| 2025 | USDA | Purchase | 801 | 540 | 2,470 | $110,440,000 | $204,519 |
| 2025 | USDA | Refinance | 39 | 18 | 9 | $4,030,000 | $223,889 |
| 2025 | USDA | Cash-out refinance | 1 | 0 | 0 | Not available | Not available |
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