Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase6,3964,2910$2,843,325,000$662,625
2025ConventionalImprovement69340$5,500,000$161,765
2025ConventionalOther81400$6,770,000$169,250
2025ConventionalRefinance1,4717510$581,175,000$773,868
2025ConventionalCash-out refinance6712631$178,675,000$679,373
2025FHAPurchase4312951$125,135,000$424,186
2025FHARefinance50150$8,535,000$569,000
2025FHACash-out refinance33130$5,515,000$424,231
2025VAPurchase2982100$125,370,000$597,000
2025VARefinance60341$22,750,000$669,118
2025VACash-out refinance40150$9,085,000$605,667
2025USDAPurchase1390$2,965,000$329,444
2025USDARefinance110$465,000$465,000

Definitions and limitations