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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,3669960$245,850,000$246,837
2025ConventionalImprovement970$345,000$49,286
2025ConventionalOther640$240,000$60,000
2025ConventionalRefinance134930$30,525,000$328,226
2025ConventionalCash-out refinance88560$12,770,000$228,036
2025FHAPurchase7404970$121,335,000$244,135
2025FHARefinance2480$2,520,000$315,000
2025FHACash-out refinance2180$1,420,000$177,500
2025VAPurchase1601300$41,400,000$318,462
2025VARefinance1160$2,260,000$376,667
2025VACash-out refinance640$2,250,000$562,500
2025USDAPurchase44270$4,685,000$173,519

Definitions and limitations