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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase46,40032,99910,567$14,260,945,000$432,163
2025ConventionalImprovement95210$5,825,000$277,381
2025ConventionalOther1,4364350$48,125,000$110,632
2025ConventionalRefinance11,9026,2638$2,700,475,000$431,179
2025ConventionalCash-out refinance8,5704,1921$1,982,430,000$472,908
2025FHAPurchase17,86912,6841,245$4,303,930,000$339,320
2025FHAImprovement27200$5,220,000$261,000
2025FHAOther47220$6,020,000$273,636
2025FHARefinance2,0527580$293,770,000$387,559
2025FHACash-out refinance1,3925300$181,960,000$343,321
2025VAPurchase8,3146,269450$2,948,765,000$470,372
2025VAImprovement100Not availableNot available
2025VAOther1010$265,000$265,000
2025VARefinance1,1245920$328,400,000$554,730
2025VACash-out refinance6963420$171,240,000$500,702
2025USDAPurchase6,9764,878189$183,150,000$37,546
2025USDAOther1395$75,000$8,333
2025USDARefinance1750$755,000$151,000
2025USDACash-out refinance210$185,000$185,000

Definitions and limitations