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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase5,8184,5560$1,576,960,000$346,128
2025ConventionalImprovement69470$10,625,000$226,064
2025ConventionalOther1341000$23,810,000$238,100
2025ConventionalRefinance7956160$287,500,000$466,721
2025ConventionalCash-out refinance5193890$110,115,000$283,072
2025FHAPurchase3,2182,4620$704,600,000$286,190
2025FHAImprovement530$735,000$245,000
2025FHAOther24140$3,730,000$266,429
2025FHARefinance90520$18,200,000$350,000
2025FHACash-out refinance82550$15,345,000$279,000
2025VAPurchase9948120$303,820,000$374,163
2025VAOther100Not availableNot available
2025VARefinance59380$21,670,000$570,263
2025VACash-out refinance40290$11,255,000$388,103
2025USDAPurchase1731320$27,160,000$205,758
2025USDARefinance320$380,000$190,000

Definitions and limitations