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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2,9832,0540$717,540,000$349,338
2025ConventionalImprovement200Not availableNot available
2025ConventionalRefinance5453550$142,005,000$400,014
2025ConventionalCash-out refinance8925530$121,555,000$219,810
2025FHAPurchase1,7801,2410$415,045,000$334,444
2025FHARefinance2091030$34,585,000$335,777
2025FHACash-out refinance2631210$34,605,000$285,992
2025VAPurchase5484060$166,580,000$410,296
2025VARefinance93630$26,275,000$417,063
2025VACash-out refinance93570$22,715,000$398,509
2025USDAPurchase62500$12,890,000$257,800
2025USDARefinance220$520,000$260,000

Definitions and limitations