HMDA RESEARCH
Reported mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 198,626 | 158,620 | 280 | $63,026,190,000 | $397,341 |
| 2025 | Conventional | Refinance | 78,996 | 59,846 | 45 | $28,337,190,000 | $473,502 |
| 2025 | Conventional | Cash-out refinance | 69,104 | 43,991 | 63 | $11,389,655,000 | $258,909 |
| 2025 | FHA | Purchase | 74,454 | 56,684 | 987 | $20,211,990,000 | $356,573 |
| 2025 | FHA | Refinance | 27,424 | 14,919 | 70 | $5,564,745,000 | $372,997 |
| 2025 | FHA | Cash-out refinance | 29,929 | 15,691 | 198 | $4,545,425,000 | $289,684 |
| 2025 | VA | Purchase | 26,113 | 21,368 | 139 | $10,112,270,000 | $473,244 |
| 2025 | VA | Refinance | 48,828 | 36,454 | 207 | $15,736,060,000 | $431,669 |
| 2025 | VA | Cash-out refinance | 21,872 | 13,550 | 133 | $5,160,140,000 | $380,822 |
| 2025 | USDA | Purchase | 1,331 | 978 | 6 | $229,600,000 | $234,765 |
| 2025 | USDA | Refinance | 33 | 19 | 0 | $4,295,000 | $226,053 |
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