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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,2719760$281,000,000$287,910
2025ConventionalImprovement840$590,000$147,500
2025ConventionalRefinance1621020$34,800,000$341,176
2025ConventionalCash-out refinance115690$21,575,000$312,681
2025FHAPurchase1,3351,0390$277,415,000$267,002
2025FHAImprovement310$525,000$525,000
2025FHARefinance62440$12,680,000$288,182
2025FHACash-out refinance33220$4,290,000$195,000
2025VAPurchase1681320$44,970,000$340,682
2025VAImprovement100Not availableNot available
2025VARefinance25210$8,335,000$396,905
2025VACash-out refinance1070$2,245,000$320,714
2025USDAPurchase57430$8,615,000$200,349

Definitions and limitations