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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2,0051,6101$449,370,000$279,112
2025ConventionalImprovement1150$1,075,000$215,000
2025ConventionalOther31260$7,330,000$281,923
2025ConventionalRefinance1831200$40,670,000$338,917
2025ConventionalCash-out refinance78400$15,600,000$390,000
2025FHAPurchase6185080$144,150,000$283,760
2025FHARefinance35150$4,345,000$289,667
2025FHACash-out refinance27180$5,310,000$295,000
2025VAPurchase2452000$85,110,000$425,550
2025VARefinance26150$9,735,000$649,000
2025VACash-out refinance1170$2,435,000$347,857
2025USDAPurchase39340$7,360,000$216,471

Definitions and limitations