Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase11,1917,29337$2,650,435,000$363,422
2025ConventionalImprovement51400$6,870,000$171,750
2025ConventionalOther131500$14,070,000$281,400
2025ConventionalRefinance1,0655690$245,785,000$431,960
2025ConventionalCash-out refinance7552971$112,715,000$379,512
2025FHAPurchase4,7802,9853$936,265,000$313,657
2025FHAOther1610$195,000$195,000
2025FHARefinance231750$30,155,000$402,067
2025FHACash-out refinance191560$17,110,000$305,536
2025VAPurchase1,3699392$370,465,000$394,531
2025VAOther400Not availableNot available
2025VARefinance155830$39,235,000$472,711
2025VACash-out refinance88260$11,180,000$430,000
2025USDAPurchase165900$18,080,000$200,889
2025USDAOther100Not availableNot available
2025USDARefinance300Not availableNot available

Definitions and limitations