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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,9871,7411$495,945,000$284,862
2025ConventionalRefinance1811650$57,455,000$348,212
2025ConventionalCash-out refinance1261011$24,535,000$242,921
2025FHAPurchase4303530$68,875,000$195,113
2025FHARefinance21170$4,025,000$236,765
2025FHACash-out refinance20160$3,200,000$200,000
2025VAPurchase1311090$36,685,000$336,560
2025VARefinance660$2,050,000$341,667
2025VACash-out refinance660$2,090,000$348,333
2025USDAPurchase860$1,230,000$205,000

Definitions and limitations