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Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase98910$34,075,000$374,451
2025ConventionalImprovement870$495,000$70,714
2025ConventionalOther760$770,000$128,333
2025ConventionalRefinance1191080$21,430,000$198,426
2025ConventionalCash-out refinance550$1,055,000$211,000

Definitions and limitations