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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase9,4007,5440$1,824,650,000$241,868
2025ConventionalImprovement94720$13,730,000$190,694
2025ConventionalRefinance8887060$224,090,000$317,408
2025ConventionalCash-out refinance5123720$78,150,000$210,081
2025FHAPurchase4,7823,7830$827,905,000$218,849
2025FHAImprovement21120$1,970,000$164,167
2025FHANot applicable005Not availableNot available
2025FHARefinance1751170$33,005,000$282,094
2025FHACash-out refinance1871460$29,940,000$205,068
2025VAPurchase1,7561,3660$412,100,000$301,684
2025VAImprovement1090$3,015,000$335,000
2025VARefinance2051660$61,550,000$370,783
2025VACash-out refinance104850$29,505,000$347,118
2025USDAPurchase1,2549770$163,575,000$167,426
2025USDANot applicable002Not availableNot available
2025USDARefinance23150$2,975,000$198,333

Definitions and limitations