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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase19,32413,150585$5,166,890,000$392,919
2025ConventionalImprovement2,4321,26314$294,435,000$233,124
2025ConventionalOther2451290$17,605,000$136,473
2025ConventionalRefinance2,8461,62849$805,980,000$495,074
2025ConventionalCash-out refinance4,2152,32229$863,850,000$372,028
2025FHAPurchase10,1016,917273$2,451,755,000$354,454
2025FHAImprovement115341$7,340,000$215,882
2025FHAOther100Not availableNot available
2025FHARefinance7823089$125,140,000$406,299
2025FHACash-out refinance95443310$148,845,000$343,753
2025VAPurchase3,3222,366114$1,025,350,000$433,369
2025VAImprovement100Not availableNot available
2025VARefinance3521897$88,525,000$468,386
2025VACash-out refinance3271818$83,635,000$462,072
2025USDAPurchase66647414$113,160,000$238,734
2025USDARefinance870$1,595,000$227,857

Definitions and limitations