Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase7995930$173,345,000$292,319
2025ConventionalRefinance87530$20,525,000$387,264
2025ConventionalCash-out refinance133760$23,350,000$307,237
2025FHAPurchase4683340$98,460,000$294,790
2025FHARefinance37160$5,660,000$353,750
2025FHACash-out refinance51270$8,805,000$326,111
2025VAPurchase131910$34,695,000$381,264
2025VARefinance1880$3,610,000$451,250
2025VACash-out refinance21120$4,530,000$377,500
2025USDAPurchase119870$15,295,000$175,805

Definitions and limitations