Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1891391$41,775,000$300,540
2025ConventionalImprovement19120$730,000$60,833
2025ConventionalOther16110$705,000$64,091
2025ConventionalRefinance42330$6,715,000$203,485
2025ConventionalCash-out refinance420$400,000$200,000
2025FHAPurchase33280$7,800,000$278,571
2025FHARefinance110$325,000$325,000
2025FHACash-out refinance210$175,000$175,000
2025VAPurchase13100$2,890,000$289,000
2025VACash-out refinance110$405,000$405,000
2025USDAPurchase16140$2,690,000$192,143

Definitions and limitations