Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,9921,7601,324$499,450,000$283,778
2025ConventionalImprovement1084$1,550,000$193,750
2025ConventionalOther422819$5,250,000$187,500
2025ConventionalRefinance389329192$103,895,000$315,790
2025ConventionalCash-out refinance19014873$33,310,000$225,068
2025FHAPurchase654211$9,380,000$223,333
2025FHARefinance001Not availableNot available
2025FHACash-out refinance320$420,000$210,000
2025VAPurchase695424$16,950,000$313,889
2025VARefinance654$1,995,000$399,000
2025VACash-out refinance976$2,385,000$340,714
2025USDAPurchase32262$3,920,000$150,769

Definitions and limitations