Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,3741,1415$333,675,000$292,441
2025ConventionalImprovement54390$8,315,000$213,205
2025ConventionalOther65350$8,245,000$235,571
2025ConventionalRefinance1861242$31,710,000$255,726
2025ConventionalCash-out refinance2641570$39,565,000$252,006
2025FHAPurchase1,0878940$235,440,000$263,356
2025FHAImprovement640$640,000$160,000
2025FHAOther22110$2,515,000$228,636
2025FHARefinance49250$7,785,000$311,400
2025FHACash-out refinance157910$26,075,000$286,538
2025VAPurchase3502900$100,440,000$346,345
2025VAImprovement530$745,000$248,333
2025VAOther720$530,000$265,000
2025VARefinance113820$32,280,000$393,659
2025VACash-out refinance1,4138770$319,755,000$364,601
2025USDAPurchase4173170$60,685,000$191,435
2025USDARefinance650$1,245,000$249,000

Definitions and limitations