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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase6,6614,8968$1,825,600,000$372,876
2025ConventionalImprovement740$2,280,000$570,000
2025ConventionalOther520$520,000$260,000
2025ConventionalRefinance9725552$283,025,000$509,955
2025ConventionalCash-out refinance1,0505260$180,950,000$344,011
2025FHAPurchase2,0441,4900$464,260,000$311,584
2025FHAImprovement980$2,630,000$328,750
2025FHAOther53420$9,400,000$223,810
2025FHARefinance3672380$64,330,000$270,294
2025FHACash-out refinance164680$23,950,000$352,206
2025VAPurchase5584220$184,960,000$438,294
2025VARefinance103680$39,190,000$576,324
2025VACash-out refinance63410$21,175,000$516,463
2025USDAPurchase80560$11,780,000$210,357

Definitions and limitations