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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase11,3038,4630$2,744,395,000$324,282
2025ConventionalImprovement310$235,000$235,000
2025ConventionalOther930$255,000$85,000
2025ConventionalRefinance2,2091,2010$471,465,000$392,560
2025ConventionalCash-out refinance3,7001,5870$383,475,000$241,635
2025FHAPurchase4,9213,5800$1,080,430,000$301,796
2025FHARefinance1,1433490$119,895,000$343,539
2025FHACash-out refinance2,8398020$237,810,000$296,521
2025VAPurchase1,5081,1860$454,830,000$383,499
2025VARefinance2921050$50,545,000$481,381
2025VACash-out refinance1,5345070$194,195,000$383,028
2025USDAPurchase1781200$25,110,000$209,250
2025USDARefinance410$205,000$205,000

Definitions and limitations