Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,4871,1500$462,840,000$402,470
2025ConventionalRefinance1531000$49,440,000$494,400
2025ConventionalCash-out refinance185940$31,370,000$333,723
2025FHAPurchase3402650$100,745,000$380,170
2025FHARefinance21100$4,200,000$420,000
2025FHACash-out refinance24110$3,345,000$304,091
2025VAPurchase3062460$113,090,000$459,715
2025VARefinance25150$7,465,000$497,667
2025VACash-out refinance2190$3,785,000$420,556
2025USDAPurchase12110$4,125,000$375,000

Definitions and limitations