Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,2457698$198,745,000$258,446
2025ConventionalImprovement4,4772,6570$246,025,000$92,595
2025ConventionalOther2,6131,2230$103,095,000$84,297
2025ConventionalRefinance2,6401,7447$274,730,000$157,529
2025ConventionalCash-out refinance25190$4,285,000$225,526
2025FHAPurchase55400$10,270,000$256,750
2025FHARefinance220$720,000$360,000
2025FHACash-out refinance220$490,000$245,000
2025VAPurchase16130$5,815,000$447,308
2025VARefinance550$2,825,000$565,000
2025VACash-out refinance110$415,000$415,000
2025USDAPurchase110$355,000$355,000

Definitions and limitations