Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase5093030$158,155,000$521,964
2025ConventionalRefinance3392010$115,855,000$576,393
2025ConventionalCash-out refinance95550$23,265,000$423,000
2025FHAPurchase51220$8,600,000$390,909
2025FHARefinance1650$1,565,000$313,000
2025FHACash-out refinance940$950,000$237,500
2025VAPurchase59370$19,555,000$528,514
2025VARefinance1570$3,695,000$527,857
2025VACash-out refinance22120$7,840,000$653,333
2025USDAPurchase210$235,000$235,000

Definitions and limitations