Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,2457250$186,795,000$257,648
2025ConventionalRefinance188900$29,730,000$330,333
2025ConventionalCash-out refinance125750$20,425,000$272,333
2025FHAPurchase7723944$102,090,000$259,112
2025FHARefinance70220$7,660,000$348,182
2025FHACash-out refinance54280$8,110,000$289,643
2025VAPurchase1691050$32,945,000$313,762
2025VARefinance1430$1,495,000$498,333
2025VACash-out refinance1370$1,965,000$280,714
2025USDAPurchase38240$5,150,000$214,583

Definitions and limitations