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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase28180$4,500,000$250,000
2025ConventionalRefinance440$1,500,000$375,000
2025ConventionalCash-out refinance960$1,080,000$180,000
2025FHAPurchase1,0786770$173,115,000$255,709
2025FHARefinance60340$7,890,000$232,059
2025FHACash-out refinance420$310,000$155,000
2025VAPurchase2821900$59,910,000$315,316
2025VARefinance1170$2,805,000$400,714
2025VACash-out refinance210$945,000$945,000
2025USDAPurchase84460$11,270,000$245,000
2025USDARefinance210$295,000$295,000

Definitions and limitations