HMDA RESEARCH
Reported mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 62,282 | 39,194 | 15,565 | $16,885,960,000 | $430,830 |
| 2025 | Conventional | Improvement | 3,103 | 1,449 | 1 | $145,475,000 | $100,397 |
| 2025 | Conventional | Other | 5,443 | 2,446 | 0 | $234,240,000 | $95,765 |
| 2025 | Conventional | Refinance | 14,622 | 6,022 | 1,340 | $3,635,720,000 | $603,740 |
| 2025 | Conventional | Cash-out refinance | 12,349 | 3,709 | 558 | $1,551,675,000 | $418,354 |
| 2025 | FHA | Purchase | 13,762 | 8,976 | 3,259 | $3,027,080,000 | $337,242 |
| 2025 | FHA | Other | 1 | 1 | 0 | $155,000 | $155,000 |
| 2025 | FHA | Refinance | 2,126 | 526 | 48 | $211,420,000 | $401,939 |
| 2025 | FHA | Cash-out refinance | 4,172 | 1,174 | 39 | $334,260,000 | $284,719 |
| 2025 | VA | Purchase | 7,339 | 5,163 | 2,202 | $2,308,745,000 | $447,171 |
| 2025 | VA | Refinance | 2,254 | 1,169 | 139 | $570,905,000 | $488,370 |
| 2025 | VA | Cash-out refinance | 1,307 | 436 | 48 | $212,130,000 | $486,537 |
| 2025 | USDA | Purchase | 486 | 313 | 44 | $70,235,000 | $224,393 |
| 2025 | USDA | Refinance | 10 | 1 | 1 | $185,000 | $185,000 |
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