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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,4641,0320$300,520,000$291,202
2025ConventionalRefinance152780$28,100,000$360,256
2025ConventionalCash-out refinance218950$25,855,000$272,158
2025FHAPurchase1,8111,2970$369,675,000$285,023
2025FHARefinance88350$10,015,000$286,143
2025FHACash-out refinance63310$9,705,000$313,065
2025VAPurchase3772600$91,630,000$352,423
2025VARefinance21100$4,210,000$421,000
2025VACash-out refinance940$1,430,000$357,500
2025USDAPurchase35290$5,355,000$184,655
2025USDARefinance210$185,000$185,000

Definitions and limitations