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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase5,9304,3540$1,374,550,000$315,698
2025ConventionalImprovement1281120$40,360,000$360,357
2025ConventionalOther85690$9,525,000$138,043
2025ConventionalRefinance3332330$90,235,000$387,275
2025ConventionalCash-out refinance4833300$100,790,000$305,424
2025FHAPurchase1,5319920$389,690,000$392,833
2025FHAImprovement960$1,780,000$296,667
2025FHAOther220$700,000$350,000
2025FHARefinance48320$13,780,000$430,625
2025FHACash-out refinance117760$27,780,000$365,526
2025VAPurchase2451900$81,620,000$429,579
2025VAImprovement330$1,035,000$345,000
2025VARefinance14120$5,590,000$465,833
2025VACash-out refinance25220$9,650,000$438,636
2025USDAPurchase36270$4,965,000$183,889

Definitions and limitations