Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase2,5421,9880$512,590,000$257,842
2025ConventionalRefinance2892100$73,640,000$350,667
2025ConventionalCash-out refinance2771880$51,830,000$275,691
2025FHAPurchase1,6281,2220$315,870,000$258,486
2025FHARefinance102530$19,135,000$361,038
2025FHACash-out refinance149810$21,015,000$259,444
2025VAPurchase4363360$118,370,000$352,292
2025VARefinance50310$11,975,000$386,290
2025VACash-out refinance100530$19,265,000$363,491
2025USDAPurchase116770$14,805,000$192,273
2025USDARefinance110$275,000$275,000

Definitions and limitations