Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase9,0385,2210$1,297,385,000$248,494
2025ConventionalImprovement2201390$13,075,000$94,065
2025ConventionalOther2811730$15,375,000$88,873
2025ConventionalNot applicable3021400$31,350,000$223,929
2025ConventionalRefinance1,0906820$263,620,000$386,540
2025ConventionalCash-out refinance8765180$148,300,000$286,293
2025FHAPurchase7,6533,9940$1,105,770,000$276,858
2025FHANot applicable2991290$16,765,000$129,961
2025FHARefinance4331970$67,875,000$344,543
2025FHACash-out refinance9815360$128,660,000$240,037
2025VAPurchase1,2456750$260,615,000$386,096
2025VANot applicable200Not availableNot available
2025VARefinance101620$28,470,000$459,194
2025VACash-out refinance2201200$46,230,000$385,250
2025USDAPurchase167700$13,370,000$191,000
2025USDARefinance210$205,000$205,000

Definitions and limitations