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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase4,0112,6560$812,190,000$305,794
2025ConventionalImprovement313780$28,180,000$361,282
2025ConventionalOther100Not availableNot available
2025ConventionalRefinance5471570$65,685,000$418,376
2025ConventionalCash-out refinance6362400$74,970,000$312,375
2025FHAPurchase3,1172,2130$743,825,000$336,116
2025FHAImprovement106260$7,630,000$293,462
2025FHARefinance304660$24,210,000$366,818
2025FHACash-out refinance208870$22,655,000$260,402
2025VAPurchase3742800$124,560,000$444,857
2025VAImprovement1560$2,660,000$443,333
2025VARefinance52170$9,535,000$560,882
2025VACash-out refinance42240$11,890,000$495,417
2025USDAPurchase71440$10,680,000$242,727
2025USDARefinance420$590,000$295,000

Definitions and limitations