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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase85,46663,916110$27,489,410,000$430,087
2025ConventionalImprovement4,9642,2673$278,625,000$122,905
2025ConventionalOther13,3175,8452$923,945,000$158,074
2025ConventionalRefinance15,0428,1867$4,384,480,000$535,607
2025ConventionalCash-out refinance9,4574,97421$2,078,530,000$417,879
2025FHAPurchase29,06521,22311$6,848,935,000$322,713
2025FHAImprovement286370$4,325,000$116,892
2025FHAOther2,9494450$68,955,000$154,955
2025FHARefinance7,9433,5950$1,183,015,000$329,072
2025FHACash-out refinance5,9752,2870$630,955,000$275,888
2025VAPurchase10,8838,3663$3,686,090,000$440,604
2025VAImprovement1910$135,000$135,000
2025VAOther220130$3,165,000$243,462
2025VARefinance3,7362,2650$1,011,695,000$446,664
2025VACash-out refinance1,7888680$362,290,000$417,385
2025USDAPurchase1,0187000$152,030,000$217,186
2025USDARefinance48150$3,195,000$213,000

Definitions and limitations