HMDA RESEARCH
Reported mortgage activity
Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.
| Year | Loan type | Purpose | Applications | Originations | Purchased | Reported volume | Average amount |
|---|---|---|---|---|---|---|---|
| 2025 | Conventional | Purchase | 85,466 | 63,916 | 110 | $27,489,410,000 | $430,087 |
| 2025 | Conventional | Improvement | 4,964 | 2,267 | 3 | $278,625,000 | $122,905 |
| 2025 | Conventional | Other | 13,317 | 5,845 | 2 | $923,945,000 | $158,074 |
| 2025 | Conventional | Refinance | 15,042 | 8,186 | 7 | $4,384,480,000 | $535,607 |
| 2025 | Conventional | Cash-out refinance | 9,457 | 4,974 | 21 | $2,078,530,000 | $417,879 |
| 2025 | FHA | Purchase | 29,065 | 21,223 | 11 | $6,848,935,000 | $322,713 |
| 2025 | FHA | Improvement | 286 | 37 | 0 | $4,325,000 | $116,892 |
| 2025 | FHA | Other | 2,949 | 445 | 0 | $68,955,000 | $154,955 |
| 2025 | FHA | Refinance | 7,943 | 3,595 | 0 | $1,183,015,000 | $329,072 |
| 2025 | FHA | Cash-out refinance | 5,975 | 2,287 | 0 | $630,955,000 | $275,888 |
| 2025 | VA | Purchase | 10,883 | 8,366 | 3 | $3,686,090,000 | $440,604 |
| 2025 | VA | Improvement | 19 | 1 | 0 | $135,000 | $135,000 |
| 2025 | VA | Other | 220 | 13 | 0 | $3,165,000 | $243,462 |
| 2025 | VA | Refinance | 3,736 | 2,265 | 0 | $1,011,695,000 | $446,664 |
| 2025 | VA | Cash-out refinance | 1,788 | 868 | 0 | $362,290,000 | $417,385 |
| 2025 | USDA | Purchase | 1,018 | 700 | 0 | $152,030,000 | $217,186 |
| 2025 | USDA | Refinance | 48 | 15 | 0 | $3,195,000 | $213,000 |
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