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Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1190$3,085,000$342,778
2025ConventionalRefinance330$455,000$151,667
2025FHAPurchase770$1,495,000$213,571
2025VAPurchase440$1,060,000$265,000
2025USDAPurchase220$540,000$270,000

Definitions and limitations