Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase8,5167,16915$2,657,565,000$370,702
2025ConventionalImprovement1,2188950$119,475,000$133,492
2025ConventionalOther9026411$126,195,000$196,872
2025ConventionalRefinance1,7561,2614$495,165,000$392,676
2025ConventionalCash-out refinance5543251$104,805,000$322,477
2025FHAPurchase7966511$192,655,000$295,937
2025FHAImprovement420$240,000$120,000
2025FHAOther100Not availableNot available
2025FHARefinance70210$7,625,000$363,095
2025FHACash-out refinance50230$6,755,000$293,696
2025VAPurchase5274430$172,635,000$389,695
2025VAImprovement100Not availableNot available
2025VARefinance58390$14,755,000$378,333
2025VACash-out refinance42280$10,550,000$376,786
2025USDAPurchase45350$8,285,000$236,714
2025USDARefinance210$275,000$275,000

Definitions and limitations