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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase1,0638152$216,265,000$265,356
2025ConventionalImprovement5223150$21,955,000$69,698
2025ConventionalOther2451300$10,450,000$80,385
2025ConventionalRefinance2471582$44,580,000$282,152
2025ConventionalCash-out refinance1521060$99,030,000$934,245
2025FHAPurchase82521$8,520,000$163,846
2025FHAImprovement100Not availableNot available
2025FHARefinance310$135,000$135,000
2025FHACash-out refinance420$870,000$435,000
2025VAPurchase16120$3,300,000$275,000
2025VARefinance430$1,095,000$365,000
2025VACash-out refinance200Not availableNot available
2025USDAPurchase28160$2,050,000$128,125

Definitions and limitations