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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase13,2888,494124$2,503,380,000$294,723
2025ConventionalImprovement5051240$14,760,000$119,032
2025ConventionalOther6941660$18,120,000$109,157
2025ConventionalRefinance1,2296617$279,035,000$422,141
2025ConventionalCash-out refinance3,04395417$291,800,000$305,870
2025FHAPurchase6,2714,24420$1,254,200,000$295,523
2025FHAImprovement110$155,000$155,000
2025FHAOther15130$2,865,000$220,385
2025FHARefinance4051961$64,090,000$326,990
2025FHACash-out refinance1,0712800$79,360,000$283,429
2025VAPurchase1,2087878$306,625,000$389,612
2025VARefinance93480$20,150,000$419,792
2025VACash-out refinance198530$21,905,000$413,302
2025USDAPurchase2051332$25,845,000$194,323
2025USDARefinance110$125,000$125,000
2025USDACash-out refinance300Not availableNot available

Definitions and limitations