Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase6,6764123$134,280,000$325,922
2025ConventionalRefinance1,6732482$88,440,000$356,613
2025ConventionalCash-out refinance59,17417,83412$1,961,450,000$109,984
2025FHAPurchase7,4932850$68,265,000$239,526
2025FHARefinance639550$15,675,000$285,000
2025FHACash-out refinance24,2214,4340$909,840,000$205,196
2025VAPurchase1,058391$15,315,000$392,692
2025VARefinance8470$3,175,000$453,571
2025VACash-out refinance5,7729840$337,850,000$343,343
2025USDAPurchase24700Not availableNot available
2025USDARefinance100Not availableNot available

Definitions and limitations