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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase17,57610,6256,658$7,087,945,000$667,101
2025ConventionalImprovement36,53616,97053$2,262,390,000$133,317
2025ConventionalOther32,94214,86086$1,609,920,000$108,339
2025ConventionalRefinance27,06517,028597$7,302,540,000$428,855
2025ConventionalCash-out refinance1,7601,0321,445$340,850,000$330,281
2025FHAPurchase8963873,598$99,215,000$256,370
2025FHAImprovement1583$720,000$90,000
2025FHAOther1062613$2,280,000$87,692
2025FHARefinance7319378$82,785,000$4,357,105
2025FHACash-out refinance267881,099$19,180,000$217,955
2025VAPurchase300155672$52,435,000$338,290
2025VAImprovement200Not availableNot available
2025VAOther5060$1,200,000$200,000
2025VARefinance2922134$5,560,000$252,727
2025VACash-out refinance8645178$11,355,000$252,333
2025USDAPurchase57960$1,915,000$212,778
2025USDAOther100Not availableNot available

Definitions and limitations