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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase5,5784,03715$1,447,485,000$358,555
2025ConventionalImprovement123891$20,265,000$227,697
2025ConventionalOther3321410$34,905,000$247,553
2025ConventionalRefinance1,2368650$358,555,000$414,514
2025ConventionalCash-out refinance7133852$117,175,000$304,351
2025FHAPurchase8484660$129,940,000$278,841
2025FHAImprovement1590$865,000$96,111
2025FHAOther3460$780,000$130,000
2025FHARefinance81300$7,150,000$238,333
2025FHACash-out refinance96420$10,400,000$247,619
2025VAPurchase1,0526650$230,785,000$347,045
2025VAImprovement210$455,000$455,000
2025VAOther1710$255,000$255,000
2025VARefinance8906400$204,490,000$319,516
2025VACash-out refinance6273320$97,080,000$292,410
2025USDAPurchase60420$8,040,000$191,429
2025USDARefinance410$225,000$225,000

Definitions and limitations