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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase5,4314,004379$2,259,670,000$564,353
2025ConventionalImprovement3,1181,5660$300,870,000$192,126
2025ConventionalOther1,2486070$194,735,000$320,815
2025ConventionalNot applicable006Not availableNot available
2025ConventionalRefinance2,3021,4996$527,695,000$352,031
2025ConventionalCash-out refinance43823416$89,320,000$381,709
2025FHAPurchase451300339$92,520,000$308,400
2025FHAImprovement100Not availableNot available
2025FHAOther1140$550,000$137,500
2025FHARefinance18818$2,930,000$366,250
2025FHACash-out refinance3013116$3,195,000$245,769
2025VAPurchase21015068$60,340,000$402,267
2025VAOther110$365,000$365,000
2025VARefinance211011$4,180,000$418,000
2025VACash-out refinance211121$4,495,000$408,636
2025USDAPurchase614020$8,230,000$205,750
2025USDARefinance100Not availableNot available

Definitions and limitations