Serving all 50 states & Washington, D.C.

Independent research. American communities.

HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase4,2313,09420$1,457,020,000$470,918
2025ConventionalImprovement2,1401,2230$188,125,000$153,823
2025ConventionalOther1,3177180$112,430,000$156,588
2025ConventionalRefinance1,4659810$346,705,000$353,420
2025ConventionalCash-out refinance159820$48,130,000$586,951
2025FHAPurchase3242320$69,020,000$297,500
2025FHAOther200Not availableNot available
2025FHARefinance1880$1,650,000$206,250
2025FHACash-out refinance2360$2,050,000$341,667
2025VAPurchase62500$21,780,000$435,600
2025VAOther200Not availableNot available
2025VARefinance530$1,635,000$545,000
2025VACash-out refinance320$750,000$375,000
2025USDAPurchase410$275,000$275,000

Definitions and limitations