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HMDA RESEARCH

Reported mortgage activity

Annual public HMDA data. Reported activity does not establish current availability, approval likelihood or licensing.

YearLoan typePurposeApplicationsOriginationsPurchasedReported volumeAverage amount
2025ConventionalPurchase11,2806,40115$3,145,625,000$491,427
2025ConventionalImprovement23,4638,9290$777,195,000$87,042
2025ConventionalOther16,0035,6241$544,850,000$96,879
2025ConventionalRefinance12,7836,4780$2,670,830,000$412,292
2025ConventionalCash-out refinance1,8699663$338,350,000$350,259
2025FHAPurchase1,9219241$232,340,000$251,450
2025FHAImprovement1650$415,000$83,000
2025FHAOther374810$9,535,000$117,716
2025FHARefinance140260$7,020,000$270,000
2025FHACash-out refinance9762670$52,285,000$195,824
2025VAPurchase5083330$127,175,000$381,907
2025VAImprovement100Not availableNot available
2025VAOther2120$230,000$115,000
2025VARefinance29140$4,310,000$307,857
2025VACash-out refinance124620$18,890,000$304,677
2025USDAPurchase2961560$29,010,000$185,962
2025USDARefinance210$145,000$145,000

Definitions and limitations